Mortgage and Financial News From 2008-1-16 Page 65

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• 12 Mortgage Service Providers Added To Calyx Software Network - Mortgageorb

  12 Mortgage Service Providers Added To Calyx Software NetworkMortgageorb, CT - 1 hour agoThe Calyx Network allows users of Calyx Software's Point loan origination software to connect directly with lenders and mortgage service providers, ...
  2008-01-16 06:46:12

• Cases May Expand On US Material Adverse Change Standard - Mondaq News Alerts (subscription)

  Cases May Expand On US Material Adverse Change StandardMondaq News Alerts (subscription), UK - 1 hour agoGenesco alleged that Finish Line and its lenders UBS Securities LLC and UBS Loan Finance LLC (collectively, UBS) stalled the deal because, ...
  2008-01-16 06:58:35

• Wells Fargo profit falls - Earthtimes

  Wells Fargo profit fallsEarthtimes, UK - 52 minutes agoNet income for the San Francisco-based bank, which is the nation's fifth-largest bank and second-largest mortgage lender, fell to $1.36 billion, ...
  2008-01-16 07:07:57

• Broker offers free mortgage advice - Guardian Unlimited

  Broker offers free mortgage adviceGuardian Unlimited, UK - 43 minutes agoOnline mortgage applications at Charcol have always been free of charge. Chief executive Ian Kennedy said: "With many lenders moving and, crucially, ...
  2008-01-16 07:16:48

• Beat the credit crunch by shopping around - Moneyextra.com

  Beat the credit crunch by shopping aroundMoneyextra.com, UK - 36 minutes agoShopping around for the right mortgage continues to pay the biggest dividends, with annualised potential savings of £3000, putting another £144 a year back ...
  2008-01-16 07:23:40

• IndyMac Bancorp announces 2400 layoffs - Inman.com (subscription)

  IndyMac Bancorp announces 2400 layoffsInman.com (subscription), CA - 5 minutes ago... or less than half the business the alt-A lender did two years ago. IndyMac said it will close regional wholesale mortgage centers in Tampa, Philadelphia ...
  2008-01-16 07:54:25

• Leafy-greens producers intensify efforts to keep crops germ-free (Detroit Free Press)

  YUMA, Ariz. - Around the lettuce and spinach fields in Yuma, growers are chopping down trees, bulldozing abandoned houses and even digging out cactuses.
  2008-01-16 06:48:17

• A pricing revolution (Mortgage Introducer)

  Capital is a costly and limited resource for all institutions – the more capital a lender has, the more mortgage business it can write.
  2008-01-16 06:56:04

• Wells Fargo profit falls (Reuters via Yahoo! News)

  Wells Fargo & Co on Wednesday said its fourth-quarter profit fell 38 percent, the first decline in more than six years, hurt by rising losses from home equity loans.
  2008-01-16 07:05:36

• Mortgage lender to cut personnel by 24 percent (The Record Searchlight)

  LOS ANGELES — Mortgage lender IndyMac Bancorp Inc. said Tuesday it will slash its work force by 24 percent, laying off 2,403 employees in a bid to cut costs as it tries to weather the worsening housing slump and sagging demand for home loans by investors.
  2008-01-16 07:07:56

• SoCal home prices slide (The Record Searchlight)

  LOS ANGELES — The median home price in a six-county region of Southern California plunged more than 13 percent in December from a year ago, as the national housing slump kept eating away at home values, a real estate research firm said Tuesday.
  2008-01-16 07:08:26

• Your Home Appraisal –What’s the Big Deal? (Cocke County Online)

  The vast majority of home mortgage transactions will require your lender to obtain an appraisal. A healthy appraisal is a key factor in the mortgage lending process and can kill a transaction as fast as a 300 credit score.
  2008-01-16 07:30:38

• Wells Fargo 4Q profit drops 38 percent (AP via Yahoo! News)

  Wells Fargo & Co. ended 2007 with its lowest quarterly profit in six years, dragged down by the declining home values and mortgage mess that's tormenting most of the banking industry.
  2008-01-16 07:47:28

• Dollar hits record low vs Swissie on recession fears

  Reuters - LONDON (Reuters) - The dollar hit a 2-1/2 year low against the yen and a record trough versus the Swiss franc on Wednesday, as weak data led to growing fears of a U.S. recession and expectations of hefty interest rate cuts. A dismal reading of ...
  2008-01-16 03:50:00

• Mortgage applications up 28%

  CNN Money - The average interest rate for traditional, 30-year fixed-rate mortgages fell to 5.62 percent from 5.73 percent. The average interest rate for 15-year fixed-rate mortgages -- which are typically used to refinance loans -- fell to 5.07 percent from 5 ...
  2008-01-16 05:09:00

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